Credit Card NFC Reader This library helps developer to read data from credit card: card number, expired date, card type. Works only with cards that has paypass or paywave technology! Demo Screenshots Usage Callbacks Proguard Updates License Screensh
Give Me Some Credit是Kaggle上关于信用评分的项目,通过改进信用评分技术,预测未来两年借款人会遇到财务困境的可能性。银行在市场经济中发挥关键作用。 他们决定谁可以获得融资,以及以何种条件进行投资决策。 为了市场和社会的运作,个人和公司需要获得信贷。信用评分算法可以猜测违约概率,这是银行用于确定是否应授予贷款的方法。目标是建立一个借款人可以用来帮助做出最佳财务决策的模型。
Competing ‘Creatively’ in the Credit Card Industry through Exploratory Multivariate Segmentation Strategy,Jie Qiu,,Since the 1990s, credit cards have become the dominant payment tool in the US, with the transaction volume up from about $800 billion i
ABSTRACT: Effective assessment of borrower credit risk is the greatest challenge for peer-to-peer (P2P) lenders, especially in the Chinese market, where borrowers lack widely recognized credit scores. In this study, based on credit data from 2012 to
This paper examines a new approach for credit risk optimization. The model is based on the
Conditional Value-at-Risk (CVaR) risk measure, the expected loss exceeding Value-at-Risk. CVaR is also
known as Mean Excess, Mean Shortfall, or Tail VaR.