说明:ABSTRACT: Effective assessment of borrower credit risk is the greatest challenge for peer-to-peer (P2P) lenders, especially in the Chinese market, where borrowers lack widely recognized credit scores. In this study, based on credit data from 2012 to <lijiran312> 在 上传 | 大小:437248
说明:ABSTRACT: Using a large-scale dataset from three leading online peer-to-peer (P2P) lending platforms in Indonesia from 2014 to 2018, we investigate the determinants of platform interest rate and borrowers’ default status. Our result shows that loan a <lijiran312> 在 上传 | 大小:7340032